Myths About Social Security Disability Debunked: Part 1

There are numerous myths and misconceptions about Social Security Disability. Here are some of the most frequent comments we receive, along with the often-unknown truths: 

Myth: The process of obtaining Social Security disability benefits always takes years.

Although many applicants must go through a lengthy process to receive a disability determination, this is not always the case. When awarded benefits as early as the initial application stage, individuals will only have waited between 3-6 months. Additionally, some veterans may receive expedited processing of their Social Security disability claim through the Wounded Warrior Program. Those who qualify for this program will typically receive an initial decision within 2 months of filing.

Myth: One cannot work while applying for or receiving Social Security disability benefits.

You can earn money, however, there are limitations on the amount. For 2018, you can receive up to $1,180 gross income per month from a job while applying for disability benefits. Once approved, you can earn up to approximately $800 per month. It is important to confirm these limitations as the amount is always changing. Any earned income over the limit may threaten your benefits. The Social Security Administration also offers a trial work period for those who believe their condition has improved enough to return to the workforce.

Myth: It is too expensive to get Attorney assistance for your Social Security benefits claim.

Federal law limits the amount that a disability lawyer can charge for a case. This fee is limited to 25% of the backpay that a claimant will receive, with a cap at $6,000. Because the charge comes directly from this backpay, there is no upfront or out of pocket fee for assistance. Furthermore, disability attorneys and advocates will only be paid if you win your disability claim, according to the Contingency Fee Agreement. Victory Disability not only follows these legal guidelines but does not charge for the acquisition of your medical records.

Myth: You cannot apply for disability benefits if you are expected to recover from your condition.

According to the Social Security Administration, a disability is defined by a medical condition that is expected to last for at least one year or result in death. There is no guideline that states one’s condition must be permanent, nor does it prohibit persons from receiving benefits for a limited amount of time. An individual who is aware that their condition will improve can still apply for Social Security disability benefits, given that the condition will last a minimum of one year.

Myth: A veteran will automatically be awarded SSDI if they have a VA rating of 100% Permanent & Total.

The Social Security Administration does not determine disability according to the VA standards. Having a VA rating of 100% does not guarantee you will be awarded Social Security disability benefits, however, it will qualify you for expedited processing.

Veterans interested in applying for VA Disability Compensation or Social Security Disability with the help of Victory Disability should call 1-866-350-7229. To determine if you are eligible for SSDI benefits, complete the Social Security Disability Evaluation.